At ACG we know whether it’s finding your dream home or a block of land to build, now or later, can be one of the most exciting moments in a person’s life. For this reason ACG source the best possible residential loans to meet all of your needs.
There are two main types of residential home loans available, depending on your needs, namely:
- Variable Residential Home Loans: This type of loan offers a variable interest rate which generally changes as the Reserve Bank of Australia’s (RBA) cash rate moves; and
- Fixed residential home loans: With this type of loan the interest rate is fixed for a certain term, usually up to 10 years.
In addition to the traditional Lenders ACG has access to Private Lenders. These Lenders lend on residential properties (non-code only) when Main Bank Lenders will not. This means our residential division can also assists borrowers that have found themselves outside the main banks policies offering typically more flexible loans which do not require mortgage insurance.
Our success with assisting clients is based on:
- A panel of funders reaching far beyond the commonly known banks;
- Funders that are actively lending money right now;
- Strong relationships with decision makers (in credit) at the funders;
- Correct sequencing of a string of transactions;
- Accurately prepared applications;
- Experience with large, complex and unusual transactions;
- Jumbo loans ($2,000,000 +);
- Residual Stock loans;
- Structured loans;
- Complex income analysis;
- Complex structures including multiple company and trust ownerships;
For the specific risk margin on your loan enquiry, contact us on 02 9299 7378 or click here to enquire today!
