ACG’s Commercial Loans cover the full spectrum of commercial mortgage lending including Commercial, Industrial and Retail properties Australia wide by sourcing Full Doc loans where the borrower can demonstrate serviceability with tax returns or Lite Doc Loans where serviceability cannot be demonstrated. Our products aim to be at the forefront of the commercial mortgage lending market and as a result ACG also caters for lending to serialised securities.
With LVR’s up to 85% and with interest rates starting from as low as the Bank Bill Swap Yield, with low margin and line fees, ACG has the commercial mortgage product to cover all of your commercial mortgage requirements.
If you own a commercial property and have tried to obtain a new loan or to refinance with the major banks in the last 12 months you’ll have no doubt met three difficulties:
- Reduced Loan to Value Ratios;
- Challenges getting loans greater than $2,000,000; and
- Tighter credit policies
Every commercial loan is affected by a broad spectrum of variables, some requiring extensive structuring which ACG is renowned for, making us one of Australia's leading facilitators of Commercial Loans. Our commercial loan products range from straight forward investment loans, through to more highly leveraged facilities, including the following:
- Investment loans for all commercial, industrial and retail assets;
- Owner-Occupied loans for all commercial, industrial and retail assets;
- Non Recourse loans (no directors guarantees required);
- Specialised assets such as hotel & motels, caravan parks, petrol stations and child care facilities;
- Structured facilities where the LVR required exceeds current lending parameters and a structured solution is required;
Having access to a vast array of funders ACG can offer:
- Competitive wholesale lending rates;
- Flexible LVR’s and other terms and conditions;
- Non-Bank solutions and thereby avoiding "putting all of your eggs in one basket”
Should you wish to discuss a scenario, please feel free to contact us on 02 9299 7378 or click here to enquire today!
